Cost-conscious business owners may worry that offering employee benefits, such as retirement savings, group life & health insurance, or financial education is a luxury they cannot afford. In today's job market, benefits can mean the difference in recruiting or retaining high quality employees.

If you would like to offer benefits or want to evaluate your current benefit package, we can help. Tell us your needs, and we can evaluate and put together a package of benefits tailored to your business.

Employer-sponsored benefits, retirement, life and health are funded by tax-deductible contributions, which can potentially help you:

• Reduce your business taxes
  
• Provide an attractive benefit to recruit, reward and retain valuable employees
  
• Build vital retirement savings and benefits for yourself
  

We understand that businesses come in a variety of sizes and structures.

Small business retirement plans include:

• IRA and Roth IRA payroll deduction plans
  
• Simplified Employee Pension plans (SEPs)
  
• SIMPLE Plans
  
• Profit-sharing plans
  
• Defined benefit pension plans
  
• 401(k) plans
  

Small business employee and employer insurance benefits include:

• Group and individual life, disability, accidental death and dismemberment insurance
  
• Business overhead expense insurance
  

We also offer employee seminars on a variety of issues such as: budgeting, retirement planning, saving for college, buying a home, and risk management.